金融学《英语》试题及答案

在现代经济体系中，金融学扮演着至关重要的角色。它不仅帮助我们理解资金的流动和投资决策，还为我们提供了分析全球经济趋势的工具。为了更好地掌握这一学科的知识，以下是一些精选的金融学英语试题及其答案。

1. Question: What is the primary role of financial markets?

- Answer: The primary role of financial markets is to facilitate the flow of capital between savers and borrowers.

2. Question: Define the term "liquidity" in finance.

- Answer: Liquidity refers to the ease with which an asset can be converted into cash without affecting its market price.

3. Question: What does the term "diversification" mean in investment?

- Answer: Diversification is a risk management strategy that mixes a wide variety of investments within a portfolio.

4. Question: Explain the concept of "present value".

- Answer: Present value is the current worth of a future sum of money or stream of cash flows given a specified rate of return.

5. Question: What is the difference between a bond and a stock?

- Answer: A bond represents a debt investment where the investor loans money to a corporation or government, while a stock represents ownership in a company.

These questions and answers provide a foundational understanding of key concepts in financial studies. Mastery of these topics can enhance your ability to navigate complex financial landscapes and make informed decisions.

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